The current housing market is a seller’s market. Because there are more buyers than homes for sale, it can be challenging to find and buy the home you want. With the right approach, you can increase your chances of getting the home you want. Here are ...
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FHA Makes Homeownership More Accessible with Lower Mortgage Insurance Premiums
If you're in the market to buy a home, you've probably researched all of your financing options. One option is a Federal Housing Administration (FHA) backed mortgage loan. The FHA is a government agency that helps homebuyers by insuring their ...
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Navigating the Fine Line Between Security and Privacy at Real Estate Showings
For decades, real estate agents and sellers have used various forms of showings to help market their listings. These showings are an opportunity for serious buyers to view a home and decide if it is worth pursuing.
Real estate showings, and in ...
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How to Eliminate PMI Fees on Your Mortgage
Private mortgage insurance (PMI) is a type of mortgage insurance that homeowners may need to purchase with a home loan. It is usually required if you make a down payment of less than 20% of the home’s purchase price on your home loan. PMI protects ...
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Is It Time to Consider an Adjustable-Rate Mortgage?
As interest rates started climbing in recent months, more homebuyers are turning to adjustable-rate mortgages to increase their buying power. An adjustable-rate mortgage (ARM) starts out with a lower, fixed interest rate for a set period of time, ...
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Get Assistance with Down Payment and Closing Costs
The Pennsylvania Housing Finance Agency’s (PHFA) new Keystone Flex Loan Program (K-FLEX) makes it easier for Pennsylvania homebuyers to purchase a home. K-FLEX provides more flexible guidelines to the existing Keystone Forgivable In Ten Years Loan ...
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Finance Your Home Through the VA Home Loan Guaranty Program
Are you a service member, veteran, or surviving family member looking to buy a home? If so, you may qualify for the VA Home Loan Guaranty Program, which provides a path to homeownership with more affordable home loans that are often easier to obtain ...
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How Interest Rates Affect Your Home Buying Power
With the recent increase in interest rates, the home purchase price you can afford may have decreased. A higher interest rate means your mortgage is more expensive because you spend more money on interest over the life of your loan. If you were ...
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Turn a Property Into Your Dream Home with the 203K Loan
Let’s be realistic. There are no perfect homes and in a tight real estate market, it’s even more difficult to find the right home for your family. There is an option though to finance your dream home with a 203K loan. A 203K loan or renovation loan ...
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