As interest rates started climbing in recent months, more homebuyers are turning to adjustable-rate mortgages to increase their buying power. An adjustable-rate mortgage (ARM) starts out with a lower, fixed interest rate for a set period of time, ...
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Get Assistance with Down Payment and Closing Costs
The Pennsylvania Housing Finance Agency’s (PHFA) new Keystone Flex Loan Program (K-FLEX) makes it easier for Pennsylvania homebuyers to purchase a home. K-FLEX provides more flexible guidelines to the existing Keystone Forgivable In Ten Years Loan ...
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Finance Your Home Through the VA Home Loan Guaranty Program
Are you a service member, veteran, or surviving family member looking to buy a home? If so, you may qualify for the VA Home Loan Guaranty Program, which provides a path to homeownership with more affordable home loans that are often easier to obtain ...
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How Interest Rates Affect Your Home Buying Power
With the recent increase in interest rates, the home purchase price you can afford may have decreased. A higher interest rate means your mortgage is more expensive because you spend more money on interest over the life of your loan. If you were ...
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Turn a Property Into Your Dream Home with the 203K Loan
Let’s be realistic. There are no perfect homes and in a tight real estate market, it’s even more difficult to find the right home for your family. There is an option though to finance your dream home with a 203K loan. A 203K loan or renovation loan ...
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Getting the House You Want in Today’s Market
You’ve decided to buy a house! While buying a home always has its challenges, it can be more difficult in a seller’s market because inventory is low and competition is fierce. You’ll want to be prepared and ready to act when you do find the home you ...
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Do You Need Enhanced Title Insurance?
When you purchase a home in Pennsylvania, the lender of your mortgage requires you to purchase title insurance to protect their investment in the property. Title insurance is only optional if you pay cash in full for your home. Many home buyers ...
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5 Things You Need to Know About Financing an Investment Property
Mortgage rates are at all-time lows. You have extra cash for a down payment and think buying an investment property sounds like a great idea to generate passive income. But is it? If you are planning to buy an investment property, understand your ...
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PENNVEST Homeowner Septic Loan Program
The unanticipated costs to replace a septic system can be a financial burden on homeowners. If you need to repair or replace your existing sewage disposal system or connect an existing home for the first time to a public sewer system, there is a loan ...
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