When you purchase a home in Pennsylvania, the lender of your mortgage requires you to purchase title insurance to protect their investment in the property. Title insurance is only optional if you pay cash in full for your home. Many home buyers ...
[Read more]

Mortgage rates are at all-time lows. You have extra cash for a down payment and think buying an investment property sounds like a great idea to generate passive income. But is it? If you are planning to buy an investment property, understand your ...
[Read more]

The unanticipated costs to replace a septic system can be a financial burden on homeowners. If you need to repair or replace your existing sewage disposal system or connect an existing home for the first time to a public sewer system, there is a loan ...
[Read more]

Because of the hot real estate market, it is difficult for homebuyers to purchase a home if they have to make an offer contingent on selling their current home. Sellers tend to shy away from contingent offers especially in a competitive market ...
[Read more]

Buying a home is a major investment. For many veterans, retirees, and active duty personnel, Veterans Affairs (VA) loan programs make the dream of homeownership a reality. A VA loan is a mortgage loan backed by the U.S. Department of Veterans ...
[Read more]

Buying your first home is a big deal and may seem overwhelming especially for first-time homebuyers. If you are a first-time homebuyer and not sure if you can afford a house, there are programs that can help. PA Housing Finance Agency (PHFA) offers ...
[Read more]

The answer to this question can be quite varied and depends on a few factors including the type of financing, whether or not a seller’s assist is involved, and your preferences. Down Payment The financing—or type of mortgage—you choose ...
[Read more]