Applying for a mortgage is an exciting step toward buying a home, but it’s important to be mindful of certain actions that can jeopardize your loan approval. Lenders carefully assess your financial stability throughout the mortgage process and ...
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How the NAR Settlement Impacts Home Buyers and Sellers
As the real estate landscape continues to evolve, recent changes brought about by the National Association of REALTORS® (NAR) settlement are set to have a significant impact on both home buyers and sellers. On March 15, 2024, NAR reached an agreement ...
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Improve Your Credit Score for a Better Mortgage Rate
When it comes to buying a home, your credit score plays a crucial role in securing the best mortgage rate. A higher credit score not only increases your chances of loan approval, but it also ensures more favorable terms, potentially saving you ...
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Understanding Home Buyer Trends
Are you looking to buy or sell a home? Understanding current home buyer trends will help you make informed decisions and navigate the real estate market more effectively. The National Association of Realtors’ 2024 Home Buyers and Sellers Generational ...
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Do Solar Panels Come with the House?
Are you considering buying or selling a home with solar panels? While these eco-friendly energy solutions are becoming increasingly more popular, it’s important to understand the implications they may have on your real estate transaction.
Owned or ...
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Get Assistance with Down Payment and Closing Costs
The Pennsylvania Housing Finance Agency’s (PHFA) new Keystone Flex Loan Program (K-FLEX) makes it easier for Pennsylvania homebuyers to purchase a home. K-FLEX provides more flexible guidelines to the existing Keystone Forgivable In Ten Years Loan ...
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What Is a Swing Loan and How Does It Work?
Because of the hot real estate market, it is difficult for homebuyers to purchase a home if they have to make an offer contingent on selling their current home. Sellers tend to shy away from contingent offers especially in a competitive market ...
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Navigating the Home Buying Maze for First Time Homebuyers
Embarking on the journey of homeownership is an exciting, but sometimes overwhelming experience, especially for first time homebuyers. In a world filled with conflicting advice and glamorous portrayals on television, it’s essential to approach the ...
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Understanding Square Footage: Home Appraisal vs. Assessment
When it comes to buying or selling a home, square footage is a critical factor that can significantly impact the property's value. However, understanding how square footage is calculated and the differences between a home appraisal and an assessment ...
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